Garden Gadgets

June 1, 2014 by Cynthia Naumes

Gardener’s Handbook App for Android Cabbage patch got you stumped? This free Android app is like having a pro gardener at your side 24/7. Armed with 10 chapters chock-full of DIY gardening tips, landscaping ideas, and useful information, you will be well on … Continue reading

6 worst home fixes for the money

June 1, 2014 by Cynthia Naumes

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Harvard: 5 Financial Reasons to Buy a Home

June 1, 2014 by Cynthia Naumes

Eric Belsky is Managing Director of the Joint Center of Housing Studies at Harvard University. He also currently serves on the editorial board of the Journal of Housing Research and Housing Policy Debate. Last year he released a paper on homeownership – The Dream … Continue reading

The 4 Cs of Qualifying for a Mortgage

June 1, 2014 by Cynthia Naumes

Thinking about buying a home but not sure whether you qualify for a mortgage? Consider the following facts. What Do Lenders Look For? Freddie Mac buys mortgages that meet our requirements from lenders – we don’t make the loans. The … Continue reading

Credit Counseling to Lower FHA Borrowers’ Payments

June 1, 2014 by Cynthia Naumes

Federal Housing Administration borrowers may be able to lower their mortgage insurance premiums if they agree to undergo housing counseling. FHA announced a new program – Homeowners Armed with Knowledge (HAWK) – earlier this month that would allow FHA borrowers who complete … Continue reading

Bottled vs. tap water, southern Oregon

June 1, 2014 by Cynthia Naumes

The water coming out of household taps in the Rogue Valley is scientifically proven to be a safe bet. In fact, an April analysis of the Medford Water Commission’s Big Butte Springs drinking water supply shows that local tap water … Continue reading

Rent or Buy – The Cost Is Going Up

March 9, 2014 by Cynthia Naumes

Whether you continue to rent or decide to buy a home, according to recent Zillow 2014 housing projections, the cost is going up.  Zillow projects home prices to increase nationally by 3%, mortgages to rise to 5% interest rate by the … Continue reading

A Decorator’s Personal Guide to Surviving a Home Remodeling Project

March 9, 2014 by Cynthia Naumes

Whether an experienced do-it-yourselfer or a first-time remodeler, a remodeling project can be intrusive and overwhelming to every aspect of a person’s life. That’s why hiring a professional can save time, money, and a lot of unnecessary stress. Our 1969 … Continue reading

Tax Breaks That Every Homeowner Should Know About.

March 9, 2014 by Cynthia Naumes

U.S. tax season officially runs from Jan. 31 to April 15. While several energy-efficient home improvement tax credits recently expired, there are still many tax breaks available to homeowners. Whether you own a single-family home, condo, co-op apartment or mobile home, you … Continue reading

Over 40% of the remodeling projects are eliminating the bathtub in the master bathroom.

March 8, 2014 by Cynthia Naumes

7 Bathroom Remodeling Trends On February 24, 2014, in Home Trends, Remodeling Adviser, by Melissa Tracey More Sharing ServicesShare|Share on facebookShare on twitterShare on emailShare on print By Melissa Dittmann Tracey, REALTOR® Magazine What’s trending in bathroom remodels? Houzz recently released its 2014 Winter … Continue reading

In Tough Times, the Fix Is In

March 8, 2014 by Cynthia Naumes

When the economy weakens and home prices drop, many homeowners boost spending on routine repairs and maintenance, a study shows. When the economy is down, many homeowners look for places to scrimp and save. Home maintenance isn’t one of them. … Continue reading

Buffett’s annual letter: What you can learn from my real estate investments

March 8, 2014 by Cynthia Naumes

In an exclusive excerpt from his upcoming shareholder letter, Warren Buffett looks back at a pair of real estate purchases and the lessons they offer for equity investors. By Warren Buffett The author visiting (for just the second time) the … Continue reading

Decades Old Platitudes On Home Buying Strategies May Be Evolving.

February 16, 2014 by Cynthia Naumes

By Beth Pinsker When the housing bubble burst, a damage-control mentality replaced decades of conventional real estate wisdom. With the housing market now rebounding, there is still uncertainty. The old rules — such as getting a fixed-rate mortgage and refinancing when you … Continue reading

Zillow Projects Home Prices To Increase

February 16, 2014 by Cynthia Naumes

Zillow projects home prices to increase nationally by 3%, mortgages to rise to 5% and rents to go up by 2.5% on average by year’s end. Rent or Buy – the cost is going up – 2/10/2014 Whether you continue to rent … Continue reading

DIY Kitchen Cabinet Makeover

January 17, 2014 by Cynthia Naumes

Think you can’t completely change the look of your kitchen on your own? Read how to get it done here. One of the quickest ways to update and refresh your kitchen is to update your kitchen cabinets. While cabinet replacement is … Continue reading

January 17, 2014 by Cynthia Naumes

Magnets will soon do more than display kids’ artwork on refrigerators. They’ll actually be inside fridges, making them super efficient. A new material that cools when demagnetized, expected to hit the market in about five years, could revolutionize the world … Continue reading

How to Negotiate Repairs After a Home Inspection

January 17, 2014 by Cynthia Naumes

Most would-be buyers and sellers believe the real estate “deal” is negotiated at the signing of the contract. By that point, the counteroffers have been made and the back and forth has happened, so it’s easy to assume that the … Continue reading

January 17, 2014 by Cynthia Naumes

NEW YORK (CNNMoney) New mortgage lending rules are going into effect Friday that aim to put an end to the worst mortgage lending abuses of the past. The new rules are designed to take a “back to basics” approach to mortgage … Continue reading

Think Color in 2014

January 5, 2014 by Cynthia Naumes

Gray is the new black; reclaimed wood and porcelain floors are made for walkin’; and wireless is controlling sound, window shades, TV, and more. This is a look at the 10 hottest home design trends anticipated for the new year. … Continue reading

The days of 3.5% 30-year fixed mortgages are over….

January 5, 2014 by Cynthia Naumes

Home sales will rebound: After a brief lull in the fall of 2013, I predict that sales activity will return to the market with more home buyers. The steep jump in home prices has brought thousands of homeowners above water on … Continue reading